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Gulf access. Pool. Surfside. And no flood insurance required.
That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often.
Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind.
Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings.
For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality.
Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own.
Then step outside.
A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather.
Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required.
Finding all of that in one home is difficult.
Finding it at a compelling value is even harder.
This is the one buyers have been waiting for. Schedule a showing today.
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Additional Information:
Building Description: Ranch, Single Family
Community Type: Boating, No Subdivision, Non- Gated
MLS Area: Cape Coral
Total Square Footage: 2,673
Total Floors: 1
Water: Assessment Paid
Construction: Concrete Block, Stucco
Short Sale: No
Date Listed: 2026-09-01 00:00:00
Pool: Y
Pool Description: Below Ground, Concrete, Custom Upgrades, Electric Heat, Screen Enclosure
Furnished: Unfurnished
Kitchen Description: Island, Pantry
Windows: Window Coverings
Parking: Driveway Paved, Attached
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Tile
Roof: Shingle
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric, Exhaust Fan
Storm Protection: Impact Resistant Doors, Impact Resistant Windows, Shutters Electric, Shutters - Manual
Security: Smoke Detector(S)
Laundry: Laundry In Residence
Irrigation: Assessment Paid
Pets: Yes
Restrictions: No Commercial
Maintenance: None
Lot Desc.: Regular
Amenities: None
Map of 2909 38Th St Sw, Cape Coral, FL 33914
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Listing Courtesy Of: Serhant
jamesb@serhant.com